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Category Archives: Articles for Buyers

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Leavenworth Insurance – An Interview with Eric K...

 Here is my second installment of my “10 Questions” series. Eric Kossian of Leavenworth Insurance is a insurance broker in Leavenworth, WA. He is located on Highway 2 in Leavenworth next to Napa Auto Parts.  He can be reached at [email protected] or 509-548-5488 What does an insurance broker do? Geordie, an insurance broker locates and shops insurance products to protect clients from the financial risk …

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10 Questions: An interview with mortgage lender Darel ...

This post orginally was published on my Active Rain Blog. It is the first in a series of interviews I call 10 Questions. Here Darel Ansley a Real Estate Lender with Peoples Bank takes the hot seat. 1. What questions aren’t consumers asking their mortgage lender? There is an important question, but more important is who do you ask the question of? I suggest …

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Why aren’t homes in Cashmere Selling? (It’...

Allyson got this bit of fan mail today… “So what is up with the blog? I notice that the frequency of postings has decreased–I rely on it to keep up to date on the greater Leavenworth real estate market–I am starting to get the shakes–when will we get a new post?” This is for you Holly…. I have been a little surprised that there …

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Insurance Rates and Credit Scores

This is a guest post from Eric Kossian of Leavenworth Insurance  What do Insurance Rates and Credit Scores have in common? Your good credit score can save you up to 50% off home insurance! I know a lot of people don’t like this (the ones with bad credit) and I agree that it is not fair for those otherwise credit upstanding citizens who, due to …

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Low Inventory in Leavenworth Homes Market

  Moderately priced home sales have really taken off in the Leavenworth Washington real estate market. Today there are only 16 homes under $300,000 and 26 under $400,000. Scarier yet, many of these are small (under 1000 square feet, some under 500) or have other issues that may make them difficult to get a loan for. (Lack of septic and electricity, half interest in …

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Why Electric Heat in Leavenworth?

As you walk through homes around Leavenworth, you may notice that most people have baseboard electric heat, electric furnaces or heat pumps, and electric stoves. In fact the only gas you may see is a gas fireplace. Why do most Leavenworth residents have electric heat and appliances? The answer: Chelan Co. has one of the lowest electric rates in the state. The Chelan Co. …

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The Psychology of Numbers

Much of real estate revolves around negotiating between sellers and buyers. This is something I count as one of my skills and I am really happy to provide it to my clients in the Leavenworth real estate market. Much of negotiating revolves around what I call the “pychology of numbers.” We all know that a house listed at $199,950 is a $200,000 house. It …

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Owning a Vacation Rental

A frequent request we get is a buyer who wants to buy a vacation home, but would like to rent it out when they aren’t using it. It sounds like a great idea in theory, but rarely works out. First of all you need to consider zoning. In the city limits of Leavenworth nightly rentals are only legal in commercially zoned areas. There are …

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THE PERILS OF BEING AN UNREPRESENTED BUYER

Mostly we focus on how people shouldn’t be an unrepresented seller. We stress the importance of listing a home with a trusted REALTOR who will put their home on the Multiple Listing Service, look out for their best interest and get them the highest price. However, there is also danger in being an unrepresented buyer. It is dangerous to blindly enter into a contract …

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More “non-traditional” homes for sale

Since I posted about homes without permits, wells, or septics being put on the market we have seen a few more. Both are being offered under $100,000 and fit into the tear down category. The previous offerings were nice little cabins, even if they didn’t meet current legal or health requirments. The newest offerings? Little to no value as structures, in my opinion. (I …

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